Can I take a loan against my policy?

Please call us for available loan amount.


  • What payment methods are available to make premium payments?

    At this time we accept ACH, Checks, cashier’s Checks, Credit/ Debit Cards, and Money orders.

    ACH or bank drafts can be set up for Automatic Monthly draft. All other forms of payment need to be called or mailed in.

  • What will happen if my premium payment is late?

    You have a 30 day grace period to make a premium payment before your policy lapses.

  • How do I change the owner on my policy?

    Fill out the Owner Change Form which can be downloaded from the FORMS page located under the POLICYHOLDER tab or download the file directly: Owner_Change_Form.pdf

    If it will be a non-natural owner like a funeral home or trust you will need to include a corporate resolution or the trust documents.

  • How do I make payments on my policy loan?

    We can set up monthly automatic ACH loan payments, call us for the form. 

    Credit/ Debit cards called in.

    Check or money orders mailed in. Please make sure to put LOAN PAYMENT on any mailed payments.

  • What happens if I can’t make my premium payments?

    Depending on the policy you have the following options

    1. Have an extended term amount for a certain period of time.
    2. A loan to pay premiums.
    3. Take a reduced death benefit to have a paid up amount.


    Please call us for your specific policy options.

  • What is final expense insurance?

    A lower amount of insurance coverage designed to pay for final expenses like funeral or burial costs. It is not associated with a specific funeral home or mortuary.

  • What will my Beneficiaries need to do when I pass away?

    Call us with the policy number or as much information on the insured as possible.