All Other CA, FL MN 5 Year (Rate) 3.35% 3.25% 3.05% 7 Year (Rate) 3.45% 3.35% 3.15% 10 Year (Rate) 3.55% 3.45% 3.05%
Minnesota contracts do not include Market Value Adjustments (MVA). All Annuitants 86-90 are required to purchase Death Benefit Rider in all states except Florida and California where it is an included feature. Nursing Home Rider/Terminal Illness Rider Not Available in California, Florida, and Pennsylvania. Pennsylvania plans are known as Choice Annuity.
All Other CA, FL 5 Year Fixed (Rate) 2.85% 2.75% Annual Point-to-Point Cap 4.50% 4.50% Monthly Averaging Cap 5.00% 5.00% Monthly Sum Cap 1.75% 1.75%
*Death Benefit Feature is required in California and Florida and is priced into the California and Florida rates. All California and Florida contracts are issued with the Death Benefit Feature. Special introductory cap in the state of Florida All Annuitants 86-90 are required to purchase Death Benefit Rider in all states except California and Florida ** Rates vary state and may change at anytime. Please consult an agent for more details.
Premium BonusBase Contract - 7.00%With Income Rider - 8.00% Interest Rate Guarantees 1st Year Rate 1.70 Yr Current Rate Guarantee 1% Indexing Index/Benchmark S&P 500® CapsAnnual Point-to-Point Cap: 2.75%Monthly Averaging Cap: 3.00%Daily Averaging Cap: 3.05%Monthly Sum Cap: 1.10% Riders Optional Riders and Cost Income Rider - 1.05%
Interest rates as of 04/20/2020 and are subject to change without notice. Quoted rates may vary due to state regulations and taxes. Not all annuities and optional riders are available in all states. Summit Bonus IndexSM has a 10-year surrender schedule. Premium bonuses are subject to a vesting schedule. Inclusion of the income rider subject to age restriction.
10 Year Premium Bonus GLWB Rider: 8.00% Legacy Rider: 10.00% for issue ages under 71
5.00% for issue ages 71-80
3.00% for issue ages 81-85
Accum Rider: 10.00% for issue ages under 71
8.00% for issue ages 71-80
6.00% for issue ages 81-85
1st Year Rate 1.00% (with subsequent purchase premium) Current Rate Guarantee 2 Yrs Index/Benchmark LIBOR Optional Riders and Cost GLWB Rider
1.25%fee years 1-5, 1.60% fee 6-10 (10 year contract)
Legacy Benefit Rider
1.25% fee years 1-5, 1.60% fee years 6-10 (10 year contract)
Fixed Rate 1st Year Rate 2.00% Current Rate Guarantee 1 Yr Goldman Sachs Index Crediting Strategy No Rider Growth Rider Income Multiplier 1-year with point-to-point participation rate 75.00% 125.00% 75.00% 3-year with point-to-point participation rate 140.00% 200.00% 140.00% S&P 500® Index Crediting Strategy No Rider Growth Rider Income Multiplier 1-year with point-to-point participation rate 32.00% 47.00% 32.00% 1-year with point-to-point caps 5.00% 7.50% 5.00% Rider Fees Surrender Periods 5 Year 7 Year 10 Year Growth Rider 1.25% 1.25% 1.25% Income Multiplier 0.95% 0.95% 0.95%
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