Agents

  • Personal Choice Annuity
  • Effective 06/11/2020

    All Other CA, FL MN
    5 Year (Rate) 3.35% 3.25% 3.05%
    7 Year (Rate) 3.45% 3.35% 3.15%
    10 Year (Rate) 3.55% 3.45% 3.05%

    Minnesota contracts do not include Market Value Adjustments (MVA). All Annuitants 86-90 are required to purchase Death Benefit Rider in all states except Florida and California where it is an included feature. Nursing Home Rider/Terminal Illness Rider Not Available in California, Florida, and Pennsylvania. Pennsylvania plans are known as Choice Annuity.

  • Personal Choice Plus+
  • Effective 06/11/2020

    All Other CA, FL
    5 Year Fixed (Rate) 2.85% 2.75%
    Annual Point-to-Point Cap 4.50% 4.50%
    Monthly Averaging Cap 5.00% 5.00%
    Monthly Sum Cap 1.75% 1.75%

    *Death Benefit Feature is required in California and Florida and is priced into the California and Florida rates. All California and Florida contracts are issued with the Death Benefit Feature. Special introductory cap in the state of Florida All Annuitants 86-90 are required to purchase Death Benefit Rider in all states except California and Florida ** Rates vary state and may change at anytime. Please consult an agent for more details.

  • Summit Bonus Index
  • Effective 04/20/2020

    Premium Bonus
    Base Contract - 7.00%
    With Income Rider - 8.00%
    Interest Rate Guarantees
    1st Year Rate 1.70 Yr
    Current Rate Guarantee 1%
    Indexing
    Index/Benchmark S&P 500®
    Caps
    Annual Point-to-Point Cap: 2.75%
    Monthly Averaging Cap: 3.00%
    Daily Averaging Cap: 3.05%
    Monthly Sum Cap: 1.10%
    Riders
    Optional Riders and Cost Income Rider - 1.05%

    Interest rates as of 04/20/2020 and are subject to change without notice. Quoted rates may vary due to state regulations and taxes. Not all annuities and optional riders are available in all states. Summit Bonus IndexSM has a 10-year surrender schedule. Premium bonuses are subject to a vesting schedule. Inclusion of the income rider subject to age restriction.

  • Guaranteed Income Annuity
  • Effective 06/08/2020

    10 Year
    Premium Bonus GLWB Rider:8.00%
    Legacy Rider:10.00% for issue ages under 71
    5.00% for issue ages 71-80
    3.00% for issue ages 81-85
    Accum Rider:10.00% for issue ages under 71
    8.00% for issue ages 71-80
    6.00% for issue ages 81-85
    1st Year Rate 1.00% (with subsequent purchase premium)
    Current Rate Guarantee 2 Yrs
    Index/Benchmark LIBOR
    Optional Riders and Cost GLWB Rider
    1.25%fee years 1-5, 1.60% fee 6-10 (10 year contract)

    Legacy Benefit Rider
    1.25% fee years 1-5, 1.60% fee years 6-10 (10 year contract)

    Accumulation Rider
    No Fee
  • S&P 500®/Goldman Sachs Aging ofAmerica Dynamic Balance Index
  • Effective 04/01/2020

    Fixed Rate
    1st Year Rate 2.00%
    Current Rate Guarantee 1 Yr
    Goldman Sachs
    Index Crediting StrategyNo RiderGrowth RiderIncome Multiplier
    1-year with point-to-point participation rate 75.00% 125.00% 75.00%
    3-year with point-to-point participation rate 140.00% 200.00% 140.00%
    S&P 500®
    Index Crediting StrategyNo RiderGrowth RiderIncome Multiplier
    1-year with point-to-point participation rate 32.00% 47.00% 32.00%
    1-year with point-to-point caps 5.00% 7.50% 5.00%
    Rider Fees
    Surrender Periods 5 Year 7 Year 10 Year
    Growth Rider 1.25% 1.25% 1.25%
    Income Multiplier 0.95% 0.95% 0.95%

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