Depending on the policy you have the following options
- Have an extended term amount for a certain period of time.
- A loan to pay premiums.
- Take a reduced death benefit to have a paid up amount.
Please call us for your specific policy options.
What payment methods are available to make premium payments?
At this time we accept ACH, Checks, cashier’s Checks, Credit/ Debit Cards, and Money orders.
ACH or bank drafts can be set up for Automatic Monthly draft. All other forms of payment need to be called or mailed in.
What will happen if my premium payment is late?
You have a 30 day grace period to make a premium payment before your policy lapses.
How do I change the owner on my policy?
Fill out the Owner Change Form which can be downloaded from the FORMS page located under the POLICYHOLDER tab or download the file directly: Owner_Change_Form.pdf
If it will be a non-natural owner like a funeral home or trust you will need to include a corporate resolution or the trust documents.
Can I take a loan against my policy?
Please call us for available loan amount.
How do I make payments on my policy loan?
We can set up monthly automatic ACH loan payments, call us for the form.
Credit/ Debit cards called in.
Check or money orders mailed in. Please make sure to put LOAN PAYMENT on any mailed payments.
What is final expense insurance?
A lower amount of insurance coverage designed to pay for final expenses like funeral or burial costs. It is not associated with a specific funeral home or mortuary.
What will my Beneficiaries need to do when I pass away?
Call us with the policy number or as much information on the insured as possible.