Personal Choice Plus+ Annuity

As the length of retirement increases, so does the need for a retirement solution that will help you enjoy this time in your life – the Personal Choice Plus+ Annuity gives you the power, options, and benefits you want. Personal Choice Plus+ Annuity offers you four interest crediting methods to choose from, giving you the power to choose how you want your investments to grow.

Fixed Interest Rate: Initial rate guaranteed for 5 years.
Annual Point to Point: Closest you can get to investing directly in the market without exposure to market losses.
Monthly Averaging: Potential to yield higher earnings when there are market increases.
Monthly Sum: This option offers the opportunity to earn the highest interest.

Our interest rates for Annual Point to Point, Monthly Averaging, and Monthly Sum are based on the S&P 500®. This is the best way to reap the benefits of the market with no risk.

With flexibility in settlement options and four optional riders, Personal Choice Plus+ Annuity offers you a custom solution to fuel your retirement.

Personal Choice Plus+ Rates

Effective 1/1/2023

	All Other	CA, FL
5 Year Fixed (Rate)	2.75%	2.75%
Annual Point-to-Point Cap	4.10%	4.10%
Monthly Averaging Cap	4.20%	4.20%
Monthly Sum Cap	1.75%	1.75%
Optional Riders and Cost
Required Minimum Distribution	0.16% fee
Preferred 10% Free Withdrawal	0.08% fee
Death Benefit Feature	0.35% fee*
Accumulated Interest Withdrawal	0.08% fee

Interest rates are subject to change without notice. Quoted rates may vary due to state regulations and taxes. Products, features, and riders may not be available in all jurisdictions. Refer to the policy for all terms and conditions. All Guarantees are based on the claims-paying ability of Sentinel Security Life Insurance Company.

*Death Benefit Feature is required in California and Florida and is priced into the California and Florida rates. All California and Florida contracts are issued with the Death Benefit Feature. Special introductory cap in the state of Florida. All Annuitants 86 -90 are required to purchase Death Benefit Rider in all states except California and Florida.

Personal Choice Plus+ Rates

Effective 02/22/2021

			All Other	CA, FL

5 Year Fixed (Rate)

2.70%

2.60%

Annual Point-to-Point Cap

4.10%

Monthly Averaging Cap

4.20%

Monthly Sum Cap

1.75%

Optional Riders and Cost

Required Minimum Distribution

0.16% fee

Preferred 10% Free Withdrawal

0.08% fee

Death Benefit Feature

0.35% fee*

Accumulated Interest Withdrawal

0.08% fee

*Death Benefit Feature is required in California and Florida and is priced into the California and Florida rates. All California and Florida contracts are issued with the Death Benefit Feature. Special introductory cap in the state of Florida All Annuitants 86-90 are required to purchase Death Benefit Rider in all states except California and Florida ** Rates vary state and may change at anytime. Please consult an agent for more details.

SENTINEL SECURITY LIFE INSURANCE COMPANY IS A MEMBER OF THE A-CAP FAMILY

Retirement planning can be difficult and confusing, often making you feel left in the dark to find the right path. Seeing this need, Sentinel has worked to light the way to greater financial security for individuals and families since 1948.