Retirement Plus Multiplier®Annuity

Download Our Brochure

The Retirement Plus Multiplier® Annuity is a fixed indexed annuity designed to help you prepare for your financial future by providing greater earnings potential than fixed rate options. Your annuity’s growth is tax-deferred, which means you do not pay taxes on the interest earned until you make a withdrawal.

You may elect to allocate your funds among several index crediting strategies and a fixed rate option. Index crediting strategies will grow along with the market, and credits are applied to your contract’s accumulation value subject to either a percentage cap or a participation rate.

Even when market performance drops, your money is protected. The guaranteed interest rate is 0%, so if the market stays flat or goes down, your credited gains are protected from loss.

  • Participate in potential market index growth
  • Protect accumulation value from market loss
  • Provide retirement income for your lifetime
  • Choose from a variety of options to best fit your financial needs

Riders

GROWTH BENEFIT

Accumulation Buy Up Rider

If accumulation is your main priority, this rider increases the growth potential of your annuity’s index accounts. When you purchase this rider, the participation and cap rates are increased so your annuity benefits from more of the market’s positive performance. You will still have the benefit of a 0% guaranteed minimum crediting rate.

  • Potential for better growth with higher index account caps and participation rates

INCOME MULTIPLIER

Guaranteed Lifetime Withdrawal Rider (GLWB)

Maximize the potential income from your annuity with this rider. This optional benefit will enhance your potential income, which you’ll never outlive, even after all your accumulation value has been withdrawn.

  • Generate a stream of income for life
  • Income enhancing bonus of up to 100% of your initial investment

S&P 500® Index

Comprised of 500 major companies representing leading industries of the U.S. economy.

  • One-year crediting period with participation rate
  • One-year crediting period with cap
  • Two-year crediting period with participation rate

Aging of America  Index

Comprised of companies concentrated in the healthcare and real estate sectors that may benefit from serving a growing aging population.

  • One-year crediting period with participation rate
  • Two-year crediting period with participation rate
  • Three-year crediting period with participation rate

To learn more about the Aging of America Index, please visit https://www.solactive.com/Indices/?index=DE000SL0L805

SENTINEL SECURITY LIFE INSURANCE COMPANY IS A MEMBER OF THE A-CAP FAMILY